Five bullet Friday - Issue #70

RCIF is volatile and may not be suitable for the majority of the investors who are used to equity markets. We can go up 400% in one month and drop by 50% next month. Many investors do not have the stomach to take on this kind of volatility, especially if they are used to the return rates in equities and bonds. We have two flavors of the Crypto Savings Note model. One offers 18% interest rate payment for 18 months and the second option is 24% for 24 months.  In this model, we completely hedge our market risk and it is very conservatively managed. My highest priority is protecting investor's capital downside. It limits the upside to 18% or 24% depending on the time horizon. We provide post-dated checks with principal and interest all together. The schedule of payments is described in the attached Excel. We will also provide a fully-executed promissory note to cover the note payments and principal. Crypto Savings Note is to provide peace of mind to such investors who can tolerate low-risk investments. The deck can be seen here.

   I see a lot of catalysts for our portfolio holdings in December. This is a good time for new investors to enter the crypto asset market.